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Do You Need Public Storage Insurance?

Many people who are considering renting a self-storage unit wonder whether they need public storage insurance. The answer to this question really depends on the storage company you are using.

Some storage facilities will include insurance for your stored valuables in the rental cost.  You should read the contract that you sign very closely to see whether or not insurance is included in the cost. If insurance is included in the cost of your unit you want to ensure that it will provide enough coverage to protect your valuables. Also, make sure you understand the type of insurance you are being covered for, including:

  • Fire
  • Theft
  • Flooding

Other storage facilities offer insurance for your stored belongings for an additional fee.  Again, if you choose to use the storage company’s insurance ensure that you understand exactly what you are being covered for.  Will you have to pay a premium?  You should also compare the price of the insurance coverage that the company is offering against the insurance available through other insurance companies. For example, if you have renter’s insurance or home insurance already call your company to see if they will extend coverage to your storage unit for an additional fee. You may find yourself in the situation where the storage facility you have chosen does not offer any insurance options for your belongings.  In this case you should go to an insurance company and set up insurance for your belongings.  Although most storage facilities are secure and safeguard your valuables against damage it is smart to set up insurance to protect your valuables from situations like fire.  Of course, consider how much your belongings are worth and whether it is worth the money it will cost to ensure them. James Snow Parkway Self-Storage offers secure, affordable year-round storage to the Milton and Coldwater areas.  With our 24-hour security and access you can rest assured your belongings will be safe and easily accessible whenever you need them. Contact a James Snow Parkway Self-Storage representative to learn about our storage buildings, options, unit sizes and to discuss public storage insurance.

Milton Location

James Snow Storage

8755 Holgate Crescent

Milton, ON


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Acton Location

James Snow Storage

40 Commerce Crt 

Acton, ON


Email: info@jamessnowstorage.com

Richmond Hill

James Snow Storage

360 Newkirk Rd,

Richmond Hill,  ON


Email: Richmondhill@jamessnowstorage.com

Coldwater Location

James Snow Storage

3015 Southorn Road

Coldwater, ON


Email: coldwater@jamessnowstorage.com